Don't let budget hold you back from the outdoor space you've been dreaming about. NWA Fence & Deck Repair now offers flexible financing through Hearth — fast, easy, no home equity required.
Check My Rate →Simple Process
Hearth connects you with loan options from multiple lenders — so you can find the right monthly payment for your project without the hassle.
Use the calculator below to explore loan amounts and monthly payment estimates. Checking your rate is a soft pull — it won't affect your credit score.
Review loan options from multiple lenders and pick the terms that work for your budget — whether that's the lowest rate or the lowest monthly payment.
Book your free on-site estimate with our team. We'll walk through your project, nail down the scope, and you'll have a written quote in hand.
Once you're approved and ready, we schedule your project and build it right. Your outdoor space — on a payment schedule that fits your life.
Payment Estimator
Enter your project amount to explore financing options. No commitment, no hard credit pull.
Common Questions
No. Checking your rate through Hearth uses a soft credit pull, which has no impact on your credit score. Only if you choose to move forward with a loan will a hard pull occur.
Hearth offers personal home improvement loans typically ranging from $1,000 to $100,000 depending on your credit profile and the lender you're matched with.
No. Hearth financing is unsecured — meaning it's a personal loan, not a home equity loan or HELOC. Your home is not used as collateral.
Many applicants receive a decision within minutes. Once approved, funds are typically available within 1–3 business days.
Yes — financing can be applied to any of our services, including new deck builds, fence installation, patios, pergolas, and repairs.
Let's Build Something
Get your free on-site estimate first — then explore financing options that fit your budget. No pressure, no obligation.